Call

Call Us: +91-9716630094

Email

Email us: info@insurancecity.co.in

What is two wheeler insurance ?

Two Wheeler insurance is an insurance policy required to provide protection to your two wheeler against any damage which might result into a financial loss. In addition to it, any third party liability which has arisen due to the use of your two wheeler is covered under bike insurance. As per the Motor Vehicle Act, it is mandatory to buy a Liability only policy without which one cannot use the vehicle on road.

Compare Policies From 12+ Companies

logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
logo
Bike Enquiry

Save Upto 75%* with Bike Insurance Plans offered by insurers

captcha

Frequently Asked Questions

The Insured Declared Value (IDV) of your two wheeler, is the sum insured coverage you can claim in case of total loss or damage to your two wheeler. In simple terms it is the current market value of your two-wheeler.
Two-wheeler insurance policies consist of 2 types - comprehensive and third party liability. Comprehensive insurance covers your bike against theft, damage or a calamity along with cover against any third party liability. On the other hand, third party liability, which is a mandatory cover, only protects your vehicle against third party liability in terms of death, bodily injury and third party property damage. It is advisable to opt for a long term comprehensive insurance plan to avoid annual renewal hassles as well as peace of mind, knowing your two-wheeler is protected at all times.
A hassle free renewal online without any requisite inspection is the answer to all your renewal worries. All you need to do is enter your two-wheeler registration no., opt for a plan tailored to your needs and make payment. The policy copy will be sent to your registered email-id.
Add-on covers help enhance your two wheeler insurance plan with coverage options that may not be a part of the existing plan. Here are the two covers you can opt for: Zero Depreciation Cover: Usually, two-wheeler insurance policies cover claim amount after the deduction of the depreciation. But, with a zero-depreciation cover, no deductions are made, and you get the entire amount in your hands! The battery costs and tyres do not come under zero depreciation cover though. Emergency Assistance Cover: It offers you round-the-clock assistance to deal with emergency breakdown issues. The cover includes minor repairs on site, lost key assistance, duplicate key issue, tyre changes, battery jump starts, fuel tank emptying and towing charges.